Christian Fidelity Life Insurance® Company

General Terms and Conditions of Use - Cristian Fidelity Life Insurance Company® World Wide Web Site

Usage Limitation

The contents of this World Wide Web site are protected by worldwide copyright laws and treaty provisions. Materials from the www.cflic.com World Wide Web site may not be copied, distributed or transmitted in any way without prior written consent of Christian Fidelity Life Insurance Company® (Christian Fidelity). Users of the site may download one copy of the materials on this site for personal, non-commercial use provided that they do not modify the materials in any way, nor delete or change any copyright or trademark notice. All material on this site shall be used for lawful purposes only. Christian Fidelity® reserves complete title and full intellectual property rights for materials downloaded from the site.

Information Submitted to www.cflic.com

Any information, including but not limited to remarks, suggestions, ideas, graphics or other submissions, communicated to Christian Fidelity® through this site becomes the exclusive property of Christian Fidelity®. Christian Fidelity® is entitled to use any information submitted for any purpose without restriction or compensation to the person sending the submission.

The user acknowledges the originality of any submission communicated to Christian Fidelity® and accepts responsibility for its accuracy, appropriateness and legality.

Liability Restrictions

Christian Fidelity® is not responsible for technical, hardware or software failures of any kind; lost or unavailable network connections; incomplete, garbled or delayed computer transmissions. Under no circumstances will Christian Fidelity® or its suppliers be liable for any damages or injury that result from the use of the materials on this site. Some jurisdictions prohibit the exclusion or limitation of liability for consequential or incidental damages, in which case the above limitation may not apply to you.

The materials on this site are provided “as is” and without warranties of any kind to the fullest extent permissible pursuant to applicable laws.

Applicability of Content

Information on this site includes descriptions of products and services available in the United States of America and Canada. Christian Fidelity® makes no representation that the content provided is applicable or appropriate for use in other locations.

Enforcement of Terms and Conditions

These terms and conditions are governed and interpreted pursuant to the laws of the State of Arizona, United States of America, notwithstanding any principles of conflicts of law. If any part of these terms and conditions is unlawful, void or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of remaining provisions. Christian Fidelity® may revise these terms and conditions at any time by updating this posting.

Christian Fidelity® may terminate this agreement at any time without notice for any reason. Users may terminate this agreement by destroying all materials obtained from the Christian Fidelity® site.

Security

This site has security measures in place to protect the loss, misuse and alteration of the information under our control.

Links to Third Party Web Sites

Christian Fidelity® makes no representations whatsoever about any other web site which you may access through the Site. When you access a non-Christian Fidelity® web site, please understand that it is independent from Christian Fidelity®, and that Christian Fidelity® has no control over the content on that web site. In addition, a link to a non-Christian Fidelity® web site does not mean that Christian Fidelity® endorses or accepts any responsibility for the content, or the use, of such web site. It is up to you to take precautions to ensure that whatever you select for your use is free of such items as viruses, worms, trojan horses and other items of a destructive nature. Christian Fidelity® makes no representation or warranty as to any third party products.

Trademarks Owned by Christian Fidelity®

Not all common law marks used by Christian Fidelity® are listed on this page. Failure of a mark to appear on this page does not mean that Christian Fidelity® does not use the mark nor does it mean that the product is not actively marketed or is not significant within its relevant market. No Christian Fidelity® trademark or service mark may be used as a hyperlink without prior written permission.