Christian Fidelity Life Insurance® Company

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Assurance Final Expense Whole Life Insurance

It can be uncomfortable to think about the expenses that are left behind when we die. Failure to plan ahead for an expense that is as certain as life itself will leave your family owing thousands of dollars. Oxford Life's Assurance final expense whole life policy is an economical way to help cover funeral costs and other expenses left behind. More information regarding the policy features and the available coverage can be found below.

Assurance Policy Features

  • Available to individuals between the ages of 50 - 85
  • Available coverage from $5,000 to $30,000
  • Affordable rates that will never increase
  • Coverage will never decrease as long as premiums are paid
  • Policy cannot be cancelled as long as premiums are paid
  • Death benefits paid directly to the beneficiary of your choice federal income-tax free1
  • Your policy will develop cash values
  • No medical exams required, only a medical questionnaire
  • Immediate approval decision made during the point-of-sale interview
  • Rates based upon your current age at the time the policy is issued
  • Premiums can be paid monthly, quarterly, semi-annually or annually
Funeral Costs That Final Expense Insurance Can Help Cover

Some of the costs involved with funeral planning, which many people overlook, include:

  • Viewing or wake
  • Formal service in a funeral home or church
  • Use of a hearse to transfer the body
  • Purchase of a casket
  • Purchase of a vault
  • Cemetery plot
  • Headstone
  • Flowers
  • Burial or cremation expenses
  • Embalming and cosmetics
Determine the Coverage You Need for the Funeral You Want

A funeral is a time for friends and family to come together and celebrate the life of the deceased. Therefore, it is important to leave our loved ones with fond memories and not the burden of paying for our funeral. We have designed a calculator to help determine how much coverage you will need for the funeral you want.

How to Use the Final Expense Inflation Calculator

Enter in the following information:

  • Your current age
  • The cost for the funeral you plan to have in today’s dollars
  • Your gender


What the results indicate: The estimated inflation adjusted funeral cost is the amount of coverage you will need for the funeral you plan to have. This dollar value takes into consideration the average inflation rate and the life expectancy of a person your age.

Notes:

1 Benefits for death from suicide during the first two policy years (one year in North Dakota and excluding Missouri) are limited to the total amount of premiums paid. Exclusions and limitations may vary by state.